When borrowing always choose Payday lenders not Brokers

Searching for a payday loan to fix your finances? Not sure who to trust or who to borrow from? Let us help you navigate the potential minefield that is payday borrowing. With an ever increasing number of payday services appearing on the Internet it is no surprise that payday borrowers are confused and also making mistakes when borrowing!

The biggest mistake being made is that borrowers are borrowing from brokers. Always borrow money from payday lenders not brokers. Brokers and middleman will pop up everywhere you are looking and will try and tempt you with false promises and instant cash! Beware, payday lenders not brokers are who you need to be dealing with.

Brokers work by receiving a commission payment from lenders for new business they bring to the lender. The broker therefore has to continually bring in new business in any way they can – which can sometimes be underhand and unscrupulous! Brokers themselves will take your application and submit it to every single lender possible (no matter their APR rate, their charges or their background – remember brokers want to make commission, not get you the best deal!), in the hope they can place you with someone so they can earn their commissions. This process of multiple applications will have a damaging affect on your credit rating and will affect your ability to borrow in the future.

The more applications made by the broker on your behalf, the more desperate your credit file will begin to look – seriously harming your borrowing future!

By going direct to a lender you can negate all these problems! By choosing a payday lender and not a broker you can firstly choose a rate that is suitable to you (not any old rate the broker finds first), you can study their charges and make sure they are suitable (brokers will often hide charges until it’s too late for you to change),  and you can do some background research on the company to make sure they are reputable and licensed (do you think a broker cares about this?).

Once you have made an application with the payday lender you will be able to build a relationship with them directly. Even if your application fails, you can contact them directly asking the reasons why (a broker cannot give you this information). At this point the lender is also in the position to be able to review your application and maybe able to change the decision from a declined to a successful application once they have some more information on you (a broker will just keep submitting to the next lender until they get a yes!)

Brokers have no control over money being lent and have no control over systems or credit scoring being used; so our advice is always to use payday lenders not brokers when looking for payday loans.

We are actual payday lenders, not brokers. That means you deal directly with us when you’re searching for a pay day loan company you can trust.

Payday loans are a great way to manage your finances. They require no credit checks and in some cases can be deposited in your account in less than fifteen minutes.

Whatever you need a pay day loan for, make sure you get it from us – remember we are payday lenders not brokers. If you need to pay a bill in a hurry, do some unexpected car repairs, or buy a gift for that certain somewhat, a pay day loan can put your finances back in your control.

We can lend you up to £1000 instantly, with no need to call or fax. Everything is done online. Access to our loans are available 24 hours  day, 7 days a week. That means you can arrange a loan for yourself and have it in your bank at literally any time.

We are a UK based payday lender, not a broker, and can provide quick, easy access to payday loans for any reason.